Credit reporting bodies

Credit reporting bodies collect information from credit providers and public sources, assemble reports on the creditworthiness of individuals and supply reports to credit providers. By getting a report from a credit reporting body you are looking at the same information that your bank or other credit provider is seeing.

Each credit reporting body has a separate set of files so they may vary.

View credit report summary

Australian credit reporting bodies

Contact the credit reporting bodies to request a copy of your credit report or to request a correction to something on the credit report.

If you’re not eligible for a free credit check you can pay a small fee to access your credit report. The different credit reporting bodies have different options and tools for keeping track of your credit position. Remember - you can get a copy of your credit report FREE, every three months, from each credit reporting body and you don't have to pay.

Free credit report access in Australia

In Australia, there are two main credit reporting bodies (there used to be three). 

You can request a free copy of your credit report from both:

• Experian (now includes information from illion)

• Equifax

• Experian Australia Credit Services (including illion)

  Experian has acquired illion, which means your credit information may now be available through Experian.

  There are currently two ways to access your Experian credit report, depending on what you need:

  • Access the new way you’ll view your credit report from Experian through CreditConnect: Order Your Free Credit Report | Experian Australia. You can now view the consolidated report provided by Experian Data Registries Pty Ltd (formerly illion Data Registries Pty Ltd (“illion”)) which includes data from the old Experian report.

  CreditConnect offers a streamlined experience, stronger protection and improved access to your credit information.

• Equifax

  Equifax is Australia’s leading credit reporting agency, providing products to help you understand and manage your credit history, including access to a free copy of your credit report .

  Visit the Equifax website or online enquiry form: https://www.equifax.com.au/contact

  Call: 13 83 32 (option 2)