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What to check in your credit report

Get your FREE credit report! It’s a good idea to get a copy of your credit report annually.Get your report now  What’s in a credit report can...


Fixing errors in your credit report

The information on your credit report should be accurate, up-to-date, complete, relevant and not misleading.Tips on how to fix any errors on your cred...


Frequently asked credit questions

Q: What if I think someone is impersonating me? How do I protect myself against ‘identity theft’ A: Identity theft is wh...


What is a credit score

A credit score is a number that summarises the information held on your credit report to provide an indication on how likely you are to pay back the m...


Improving your credit record

How to improve your credit scoreYour credit score is based on the information in your credit report, so by checking your credit report, making sure yo...


Frequently asked credit score questions

Q: Are credit scores FREE? A: Unlike credit reports, consumers are not automatically entitled to see credit scores for free e...


Understanding credit reports

Many consumers you deal with may know little or nothing about credit reports. Here is the basic information a consumer needs to know: A credit report...


Fixing credit reports

... in the future.Myth or Fact? MYTH: All credit report are the same.FACT: False. Each Credit Reporting Body has a different credit report format and...


Resources

Legislative FrameworkThe Privacy Act 1988 (Privacy Act) regulates how personal information is handled. The Privacy Act defines personal information as...


Credit reporting bodies

Credit reporting bodies collect information from credit providers and public sources, assemble reports on the creditworthiness of individuals and supp...


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