Skip to Main Content

Search Results

How to look good to lenders

Pay your bills on time Defaults and late payments can have a negative impact on your credit report and credit score. Credit providers are looking...


Banks to sign landmark data-sharing deal

The major banks have finally agreed to provide their customers' repayment history to each other, signing a landmark data-sharing agreement that will i...


Free credit report

How do I get a free copy of my credit report?In Australia, everyone has the right to one free credit report per year from each of the 3 main credit re...


Which lenders access my credit report

Your credit report will probably be requested from a credit reporting body by a credit provider when you:Apply for a loan from a bank, credit union or...


Frequently asked credit questions

Frequently asked credit questions around the basics of credit. If I apply for credit, and am rejected or decide not to use the loan, will that...


Credit reporting laws

The use of credit reporting by credit providers and other businesses is subject to the Privacy Act. This sets out strict rules about who can use credi...


What's in a credit report?

Your credit report can include information that is needed to identify you: name (including other names that you use); birth date; current and two prev...


Maintaining a healthy credit report is an important step towards financial health

Keeping your credit report healthy by being credit smart, will make you look better to the credit provider the next time you need to borrow money or b...


Beware of companies promising 'credit repair'

... for free, a lot of the claims made by credit repair companies are downright false.These companies often claim they can remove defaults from your cred...


Beware of credit repair companies

Is that fix for real?All too frequently you can turn on your television, read the newspaper or be online and see advertisements from companies claimin...


Digital Agency: Spark Green

Login

×