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CreditSmart

Welcome to SilverStripe! This is the default homepage. You can edit this page by opening the CMS.You can now access the developer documentation, or be...


Contact us

CreditSmart is an informed source of information on credit reporting. If you have feedback on topics that we can cover, please let us know.We can’t...


Information for customer consultants

The Customer Consultants section of the CreditSmart website has been specifically designed for call centre staff, accountants, mortgage brokers, finan...


The basics of credit reporting

Almost everyone will, at some point, use credit – whether by borrowing money or paying a bill at the end of the month.How does credit work?'Credit'...


Credit reporting changes in 2018

Australia’s credit reporting system changed significantly as a result of legislative reform.It’s important that you’re aware of these changes as...


Know your credit score

Get my credit scoreAustralia’s three main credit reporting bodies work with a number of individual online credit score providers. By going to each o...


Good scores and ratings

What is a good credit score?Different credit scoring agencies calculate your credit score slightly differently. If your credit report shows scores out...


Debt help

Struggling with debt?Are you struggling with debt or wondering what you can do to improve your credit health?Read on for 8 tips on how to get out of d...


Helpful services

The CreditSmart website sets out what you need to know about your credit report and credit score, and provides tips for improving your credit health....


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