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Comprehensive Credit Reporting - What it means for sole traders

Changes to consumer credit reporting in Australia may affect the ability of sole traders to obtain credit for their business, whether they be applyin...


Credit Scoring gets a shake-up

What a new comprehensive credit reporting system means for you.Summary:Australia's credit score reporting system recently changed from "negative" to "...


Myth versus fact: Credit ratings debunked

Since Comprehensive Credit Reporting was implemented in July of this year, a lot of myths have circulated regarding what is included in a credit repor...


Credit card shake-up to leave Christmas shoppers vulnerable

Australians loading up on credit cards this Christmas, assuming they can transfer the debt to a card with an interest-free period next year, are in fo...


How to manage your debt responsibly over the Christmas spending season

With Christmas just around the corner, you’re probably starting to feel the festive cheer, and if you’re like many Aussies, a little bit of financ...


How new credit card rules could stop you racking up debt

From January 1 this year, the Australian Securities and Investments Commission (ASIC) introduced new regulations designed to help stop Australians fro...


Looking to blast away credit card debt with a balance transfer?

This is how the January 1 changes could affect you Christmas presents, food, overseas travel - the summer holidays are without a doubt one of the bes...


Changes to how PAID defaults are shown on credit reports

What’s this about? A credit report is a record of how you’ve handled loans and debts with credit providers in the past.Credit providers include l...


Know your credit score: How to hack your credit health

With most of the attention on the Banking Royal Commission in recent months, it has been easy to miss a significant change which has taken place in th...


NAB adds mortgages to CCR

NAB is the first of the big banks to provide comprehensive data on mortgage contracts to credit reporting agencies, bringing the proportion of consum...


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