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Who is CreditSmart?

CreditSmart is an information website developed by credit experts to help consumers understand how credit reporting operates in Australia. It aims to help you understand how recent credit reporting reforms affect you, by providing information about the system that is unbiased and fair.

CreditSmart’s purpose is to empower you to understand how your credit choices affect the information that credit providers can access, and how you can view and control that information.

The CreditSmart website is owned by the Australian Retail Credit Association (ARCA), which is the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. ARCA’s members are the most significant credit providers including the four major banks, credit reporting bodies (CRBs), specialist consumer finance companies, and marketplace lenders.

 

CreditSmart Supporters

Regional Australia Bank logo

ARCA Member

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ARCA Member

AMAL logo

ARCA Associate Member

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ARCA Member

Heritage Bank logo

ARCA Member

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ARCA Member

Plenti logo

ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

Moneyplace logo

ARCA Member

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ARCA Member

NAB logo

ARCA Member

HSBC logo

ARCA Member

Now finance logo

ARCA Member

Teachers Mutual Bank logo

ARCA Member

Westpac logo

ARCA Member

ANZ logo

ARCA Member

Commonwealth Bank logo

ARCA Member

St.George logo

ARCA Member

Bank of Melbourne logo

ARCA Member

Bank SA logo

ARCA Member

Latitude financial services logo

ARCA Member

Moneyme logo

ARCA Member

Great Southern Bank logo

ARCA Member

GreaterBank logo

ARCA Member

Pepper Money logo

ARCA Member

Me Bank logo

ARCA Member

American Express logo

ARCA Member

Humm logo

ARCA Member

Rams logo

ARCA Member

Taurus Motor Finance logo

ARCA Member

AMP logo

ARCA Member

Macquarie logo

ARCA Member

Athena logo

ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

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ARCA Member

Bank Australia logo

ARCA Member

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ARCA Member

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ARCA Member

Police Bank logo

ARCA Member

Equifax logo

Credit Reporting Body

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Credit Reporting Body

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Credit Reporting Body

ClearScore

ARCA Associate Member

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ARCA Associate Member

QBE logo

ARCA Associate Member

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ARCA Associate Member

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ARCA Member

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ARCA Member

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ARCA Member

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