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Who is CreditSmart?

CreditSmart is an information website developed by credit experts to help consumers understand how credit reporting operates in Australia. It aims to help you understand how recent credit reporting reforms affect you, by providing information about the system that is unbiased and fair.

CreditSmart’s purpose is to empower you to understand how your credit choices affect the information that credit providers can access, and how you can view and control that information.

The CreditSmart website is owned by the Australian Retail Credit Association (ARCA), which is the peak body for organisations involved in the disclosure, exchange and application of credit reporting data in Australia. ARCA’s members are the most significant credit providers including the four major banks, credit reporting bodies (CRBs), specialist consumer finance companies, and marketplace lenders.

Our valued supporters below assisted in providing funding to create the CreditSmart website:

CreditSmart Supporters

ANZ

ARCA Member

CBA H RGB

ARCA Member

Latitude financial services

ARCA Member

NAB

ARCA Member

BANKWEST

ARCA Member

200W header logo

ARCA Member

BOQ

ARCA Member

bendigo and adelaide bank

ARCA Member

CITI

ARCA Member

HSBC

ARCA Member

ing

ARCA Member

MACQ

ARCA Member

SUNCORP

ARCA Member

american express

ARCA Member

AMP Logo CMYK

ARCA Member

CUA

ARCA Member

flexigroup

ARCA Member

greater bank

ARCA Member

ME BANK

ARCA Member

PEPPER MONEY

ARCA Member

teachers mutual

ARCA Member

TOYOTA FIN

ARCA Member

bcu

ARCA Member

mercedes daimler

ARCA Member

MME

ARCA Member

Moneyplace

ARCA Member

nissan

ARCA Member

NOW FINANCE

ARCA Member

POLICE BANK

ARCA Member

pn bank

ARCA Member

ratesetter

ARCA Member

SOCIETY ONE

ARCA Member

volkswagon

ARCA Member

wisr

ARCA Member

86400

ARCA Member

GSM

ARCA Member

equifax

Credit Reporting Body

Experianc

Credit Reporting Body

illion

Credit Reporting Body

Compuscan

Credit Reporting Body

Credit Savvy

ARCA Associate Member

genworth

ARCA Associate Member

pwc

ARCA Associate Member

QBE

ARCA Associate Member

zeal

ARCA Associate Member

CUSTOMS BANK

ARCA Member

CreditSimple

Campaign Supporter

UNIBANK

ARCA Member

HFS

ARCA Member

BOMELB

ARCA Member

PowerTorque logo

ARCA Member

ST GEORGE

ARCA Member

LFS

ARCA Member

BANK SA

ARCA Member

RAM

ARCA Member

Delphi

ARCA Member

GET CREDIT SCORE

Campaign Supporter

Adelaide Bank

ARCA Member

Digital Agency: Spark Green

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