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Debt and legal help

Looking for debt help, including free financial counselling?

You can get debt help or find a financial counsellor in your state or territory by contacting the National Debt Helpline.

  • National Debt Helpline

    The National Debt Helpline website has information and self-help resources for people experiencing financial difficulty. People who may need more assistance are encouraged to ring 1800 007 007 or to contact a face-to-face financial counsellor for an appointment.

    Call: 1800 007 007 

Looking for free legal advice?

Community legal centres operate throughout Australia and provide free legal advice on a range of matters, including advice about working with credit providers or credit reporting bodies and how to deal with an issue on your credit report. 

The Community legal centres that are listed below specialise in financial services and they can help you with a credit reporting question or dispute. These legal centres provide legal advice and representation to consumers relating to consumer credit, banking, debt recovery and finance.

Consumer Action Law Centre, Victoria 

Legal advice for the public: 03 8554 6999/ 1800 466 477

Financial Rights Legal Centre, NSW
Call: 1800 007 007 (if calling from NSW)

Redfern Legal Centre, NSW

Call: (02) 9698 7277

Consumer Credit Legal Service WA

Call: (08) 9221 7066

Caxton Legal Centre, Queensland

Call: (07) 3214 6333

Consumer Law Centre of the ACT

Call: (02) 6257 1788


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