Credit reporting bodies
Credit reporting bodies collect information from credit providers and public sources, assemble reports on the creditworthiness of individuals and supply reports to credit providers. By getting a report from a credit reporting body you are looking at the same information that your bank or other credit provider is seeing.
Each credit reporting body has a separate set of files so they may vary.
Australian credit reporting bodies
Contact the credit reporting bodies to request a copy of your credit report or to request a correction to something on the credit report.
Some credit reporting bodies may give the opportunity to pay for extra services when you request a copy of your credit report. Remember - you can get a copy of your credit report FREE, every three months, from each credit reporting body and you don't have to pay.
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illion
Check your credit provides you with a copy of your personal credit report as held by illion, previously known as Dun & Bradstreet, enabling you to view your complete credit history, see how it is being portrayed to credit providers and request a change to your credit report.
Visit: https://www.illion.com.au/#illion-for-individuals
Call: 13 23 33 or +61 3 9828 3200 -
Experian Australia Credit Services
An Experian Credit Report provides a snapshot of an individual’s current and historic credit information. You can order a free copy of your credit report or request a correction to your credit report.
- The contact details are: Call 1300 783 684 (9am-5pm Monday to Friday). Email creditreport@au.experian.com
- Customers can also complete an online form: https://www.experian.com.au/consumer-services or access the 24/7 live chat function available via the website
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Equifax
Equifax is Australia’s leading credit reporting agency, providing products to help you understand and manage your credit history, including access to a free copy of your credit report .
Visit the Equifax website or online enquiry form: https://www.equifax.com.au/contact
Call: 13 83 32 (option 2)