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Geri Cremin
Credit Reporting Expert - CreditSmart
CANSTAR Contributed Article
23 October 2019

From what is considered a good credit score to whether applying for a credit card will hurt your score, here are the answers to some common credit score questions.

First, let’s set the scene.

Change is well underway to Australia’s credit reporting system, with our data showing more than 80% of home loans and 60% of credit card accounts now having account payment information shared as part of the new Comprehensive Credit Reporting regime. So whether or not you pay your loans and credit cards on time every month may now show on your credit report.

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