Over 85% of consumer credit accounts have repayment history being reported across Australia.

By end of 2019, most Australian credit consumers will have comprehensive credit data being reported for at least one credit facility. 

More than 30 financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers will have data on their credit history being reported for at least one credit facility by the end of this year – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers. 

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

More than 30 credit providers in Australia are supplying CCR data as at the end of September 2019. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

See below for a list of credit providers that are currently participating in CCR.

 Click here to read more about CCR.