Comprehensive Credit Reporting participants

Over 95% of consumer credit accounts have repayment history being reported across Australia.

Currently, most Australian credit consumers had comprehensive credit data being reported for at least one credit facility.

Financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers.

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

Currently 62 credit providers in Australia are supplying CCR data as at the end of May 2021. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR:

86400	Alex Bank Pty Ltd
American Express	AMP
ANZ	Athena Home Loans
Australian Military Bank	Auswide Bank
Bank Australia	Bank of Melbourne
Bank SA	Bankwest
Bank First	Bendigo & Adelaide Bank
Beyond Bank	Brighten Financial
CitiGroup	CBA
Fair Go Finance	Firstmac
First Federal Home Loans	Greater Bank
Great Southern Bank	Health Professionals Bank
Harmoney	HSBC
Humm	Illawarra Credit Union
ING Group	Keystart Loans
Latitude Financial Services	Macquarie Bank
MeBank	MoneyMe
Mercedes-Benz Financial Services Australia	MoneyPlace
MyState Bank	NAB
Nano Home Loans	Newcastle Permanent Building Society
NOW Finance	Qudos Bank
People's Choice Credit Union	Pepper Money Limited
Plenti	P&N Bank
PRA Australia	RACV
RAMS	Right Road Finance
Society One	St George Bank
Suncorp	Symple Loans
Taurus Motor Finance	Teachers Mutual Bank
ThinkMe Finance	Westpac
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