Comprehensive Credit Reporting participants

Over 95% of consumer credit accounts have repayment history being reported across Australia.

By end of October 2020, most Australian credit consumers had comprehensive credit data being reported for at least one credit facility.

More than 48 financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers.

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

Currently 48 credit providers in Australia are supplying CCR data as at the end of October 2020. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR:

86400	Alex
American Express	AMP
ANZ	Athena Home Loans
Australian Military Bank	Bank of Melbourne
Bank SA	Bankwest
Beyond Bank	CitiGroup
CBA	CUA
Fair Go Finance	Firstmac
FlexiCards Australia	Greater Bank
Health Professionals Bank	Harmoney
HSBC	Illawarra Credit Union
ING Group	Latitude Financial Services
Macquarie Bank	MeBank
MoneyMe	MoneyPlace
MyState Bank	NAB
Newcastle Permanent Building Society	NOW Finance
Qudos Bank	Pepper Group
Plenti	RAMS
Right Road Finance	Society One
St George Bank	Suncorp
Symple Loans	Taurus Motor Finance
Teachers Mutual Bank	ThinkMe Finance
Westpac	Wingate Consumer Finance
Wisr	Xinja Bank