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Comprehensive Credit Reporting participants

Over 85% of consumer credit accounts have repayment history being reported across Australia.

By end of 2019, most Australian credit consumers had comprehensive credit data being reported for at least one credit facility. 

More than 35 financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers. 

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

More than 30 credit providers in Australia are supplying CCR data as at the end of September 2019. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR. 

86400 American Express
AMP ANZ
Athena Home Loans Australian Military Bank
Bank of Melbourne Bank SA
Bankwest CitiGroup
CBA CUA
Fair Go Finance First mac
FlexiCards Australia Greater Bank
Health Professionals Bank Harmoney
HSBC Illawarra Credit Union
ING Group Latitude Financial Services
Macquarie Bank MeBank
MoneyMe MoneyPlace
MyState Bank NAB
Newcastle Permanent Building Society NOW Finance
Pepper Group RateSetter
RAMS Right Road Finance
Society One St George Bank
Suncorp Symple Loans
Taurus Motor Finance Teachers Mutual Bank
ThinkMe Finance Westpac
Wingate Consumer Finance Wisr

Click here to read more about CCR. 

Comprehensive Credit Reporting Participants

ratesetter

February 2016

wisr

May 2016

Moneyplace

May 2017

SOCIETY ONE

November 2017

NAB

February 2018

HSBC

March 2018

NOW FINANCE

May 2018

Harmoney

June 2018

CITI

June 2018

teachers mutual

June 2018

unibank logo

June 2018

fmb

June 2018

Health Professionals Bank

June 2018

Newcastle permanent

July 2018

Westpac W Logo

September 2018

think me

August 2018

ANZ

September 2018

CBA H RGB

September 2018

BANKWEST

September 2018

ST GEORGE

September 2018

BOMELB

September 2018

BANK SA

September 2018

right road finance

October 2018

MyState

November 2018

Latitude financial services

December 2018

MME

December 2018

SympleLoans

February 2019

CUA

March 2019

greater bank

May 2019

PEPPER MONEY

May 2019

australian military bank

July 2019

american express

July 2019

flexi cards

July 2019

ME BANK

September 2019

RAM

September 2019

Taurus logo

October 2019

FairGo

October 2019

firstmac

November 2019

AMP Logo CMYK

November 2019

86400

December 2019

MACQ

December 2019

Athenaone

February 2020

ing

February 2020

Illawara

February 2020

SUNCORP

June 2020

Digital Agency: Spark Green

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