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Comprehensive Credit Reporting participants

Over 95% of consumer credit accounts have repayment history being reported across Australia.

Currently, most Australian credit consumers have comprehensive credit data being reported for at least one credit facility. 

Financial institutions in Australia, including many based in regional Australia, are reporting accounts under the Comprehensive Credit Reporting (CCR) regime.

This means that most Australian consumers have data on their credit history being reported for at least one credit facility – whether it be Home Loan, Credit Cards, Auto or Personal Loans.

The availability of this data is not only great news for credit providers and for the Australian economy, but for individual consumers. 

Today, your credit report is a much more balanced reflection of your credit history rather than just black marks. It includes additional information on the type of accounts you hold, up to 24 months of your repayment history, how many times you’ve applied for credit and how much debt you have available.

Participants and progress with CCR

Currently more than 70 credit providers in Australia are supplying CCR data as at the end of May 2022. These credit providers have demonstrated massive commitment to ensure it helps them lend to consumers more responsibly.

Below for a list of credit providers that are currently participating in CCR and which have agreed to be listed*:

86400 2Be Finance                                     
Alex Bank Pty Ltd American Express
AMP ANZ
Athena Home Loans Australian Military Bank
Auswide Bank Bank Australia
Bank of Melbourne Bank SA
Bankwest Bank of Sydney
Bank First Bendigo & Adelaide Bank
Beyond Bank Brighten
CitiGroup CBA
Fair Go Finance Firstmac
First Federal Home Loans Greater Bank
Great Southern Bank Grow Finance
Health Professionals Bank Harmoney
HSBC Humm
Illawarra Credit Union ING
Keystart Loans Latitude Financial Services
Macquarie Bank MeBank
MoneyMe MoneyPlace
MOVE Bank MyState Bank
NAB Nano Home Loans
Newcastle Permanent Building Society Nimble Australia
NOW Finance Qudos Bank
People's Choice Credit Union Pepper Money Limited
Plenti P&N Bank
PRA Australia RACV
RAMS Right Road Finance
Society One St George Bank
Suncorp Symple Loans
Taurus Motor Finance Teachers Mutual Bank
ThinkMe Finance Think Tank Group
Volkswagen Financial Services Volt
Westpac Wisr

 Click here to read more about CCR. 

* A small number of credit providers have asked to not be listed here.

Comprehensive Credit Reporting Participants

Plenti logo

February 2016

Wisr logo

May 2016

Moneyplace logo

May 2017

SocietyOne logo

November 2017

NAB logo

February 2018

HSBC logo

March 2018

Now finance logo

May 2018

Harmoney logo

June 2018

Citibank logo

June 2018

Teachers Mutual Bank logo

June 2018

UniBank logo

June 2018

Firefighters Mutual Bank logo

June 2018

Health Professionals Bank logo

June 2018

Newcastle permanent

July 2018

ThinkMe Finance logo

August 2018

Westpac logo

September 2018

ANZ logo

September 2018

Commonwealth Bank logo

September 2018

Bank West logo

September 2018

St.George logo

September 2018

Bank of Melbourne logo

September 2018

Bank SA logo

September 2018

Right Road Finance logo

October 2018

MyStateBank logo

November 2018

Latitude financial services logo

December 2018

Moneyme logo

December 2018

Sympleloans logo

February 2019

Great Southern Bank logo

March 2019

GreaterBank logo

May 2019

Pepper Money logo

May 2019

Me Bank logo

June 2019

Australian Military Bank logo

July 2019

American Express logo

July 2019

Humm logo

July 2019

Rams logo

September 2019

Taurus Motor Finance logo

October 2019

Fair go logo

October 2019

First Mac logo

November 2019

AMP logo

November 2019

86400 logo

December 2019

Macquarie logo

December 2019

Athena logo

February 2020

ING Primary Logo RGB

February 2020

Illawarra Credit Union logo

February 2020

Suncorp logo

June 2020

ThinkTank RGB

June 2020

Qudos Bank logo

August 2020

Alex logo

September 2020

Beyond logo

October 2020

Nano Digital Home loans logo

October 2020

Bank First logo

November 2020

Volt

December 2020

RACV logo

January 2021

P&N Bank logo

January 2021

Bendigo t

February 2021

Adelaide t

February 2021

Bank Australia logo

April 2021

People's Choice logo

June 2021

PRA group logo

June 2021

New Logo 1000x1000 3

July 2021

Keystart logo

August 2021

VWFS SOB Logo TKTM grad RGB S 2row

October 2021

BOS Logo RGB

October 2021

Grow Logo

November 2021

2Be Logo copy

March 2022

MOVE BANK LOGO horizontal colour

April 2022

Digital Agency: Spark Green

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